Platform overview
What is Genkibo?
Genkibo is an innovative fintech platform that reshapes access to funding for small and medium enterprises (SMEs) and industry. It connects investors looking for yield opportunities with companies that need funding for their projects.
Genkibo is not a simple lending marketplace. It is a full ecosystem that includes:
- Investment discovery: companies publish their projects and offers.
- Structured crowdfunding: investors contribute according to their capacity.
- Transparent tracking: transactions are traceable and verifiable.
- Immutable records: critical operations are stored permanently and tamper-proof, ensuring security and traceability.
Why use Genkibo?
For investors
- Access investment opportunities in verified, audited SMEs.
- Diversify your portfolio with defined-yield offers.
- Track investments and returns in near real time.
- Benefit from strong security with encryption and 2FA.
For companies
- Raise funds from a community of qualified investors.
- Present projects in a structured, professional way.
- Benefit from an audit process that builds credibility.
- Manage repayments and financial obligations from one place.
For the ecosystem
- A secure, audited, compliant platform.
- Transactions recorded immutably.
- A scoring system to assess company reliability.
Major platform capabilities
| Capability | Description |
|---|---|
| Investment offer management | Create, publish, track and close offers |
| Payment management | Card, mobile money, international transfer and more |
| Audit workflow | Validation of companies, projects and documents |
| Subscriptions | Module access according to plan |
| Built-in chat | Direct communication with support |
| Payment schedule | Calendar and instalment tracking |
| Investment returns | Distribution and yield tracking |
| Analytical dashboard | Overview of financial flows |
How the platform is organised
Genkibo groups usage into separate areas:
- Investor area: browse offers, invest and track positions.
- Company area: manage projects, funding offers, documents and financial follow-up.
- Administrator area (Genkibo teams): directories, offer validation, finance, audit and platform settings — for authorised internal accounts only.
Each area has a sidebar that groups screens in a logical order; labels may change with product updates.
Background services (messaging, activity tracking, etc.) keep day-to-day operations running. Sensitive operations may be logged for compliance.
For screen-by-screen detail, follow the documentation organised by menu.
Security on Genkibo
Security is central to Genkibo. Key measures include:
- Encryption of sensitive data: documents are encrypted and stored in a secure digital vault.
- Two-factor authentication (2FA): an SMS code is sent on each sign-in.
- Role-based access: each user only sees what they are allowed to.
- Full audit trail: important actions are recorded.
- Immutable transactions: critical transactions are stored permanently and cannot be altered.
Support and help
If you have questions or issues:
- Built-in chat: contact support from the platform.
- FAQ: see frequently asked questions in the Help section.
- Notifications: the platform keeps you informed at key steps.
Next step: Module 2 — Roles and stakeholders